What is a 1095 form?
1095 form is like a W-2 form. Your employer or insurer sends one copy to the Internal Revenue Service (IRS) and one copy to you. A W-2 form reports your annual earnings. A 1095 form reports your health care coverage throughout the year.
Why are you sending me the 1095 form?
The 1095 form will verify you and your family members either did or did not have health coverage during each month of 2016. In compliance with the Affordable Care Act, every person must obtain health insurance or pay an IRS penalty.
Who sends me the 1095 form and when will I receive the form?
The state of Maryland Employee Benefits Division will send you the 1095 form if you are enrolled in CareFirst or UnitedHealthcare. If you are enrolled in Kaiser, you will receive the 1095 directly from the plan. You should receive your 1095 form by March 2, 2017.
Am I required to file the 1095 with my 2016 tax forms?
You are not required to file the 1095 with your 2016 tax forms. Therefore, you do not have to wait to receive the 1095 before you file your taxes. However, it is recommended that you keep a copy of the form with your 2016 tax documents.
